---
type: Authority
title: RSMo Chapter 428 (Missouri Uniform Fraudulent Transfer Act)
description: Missouri's statute letting a creditor undo a transfer made to hinder, delay, or defraud creditors; the legal limit on asset-protection timing.
resource: https://revisor.mo.gov/main/OneChapter.aspx?chapter=428
tags: [fraudulent-transfer, asset-protection, creditor, missouri]
timestamp: 2026-06-22
jurisdiction: Missouri
author: Patrick Nolan
authority_type: statute
citation: RSMo Chapter 428
---

# Summary

RSMo Chapter 428 is Missouri's Uniform Fraudulent Transfer Act (sections 428.005 to 428.059). It lets a creditor set aside a transfer or obligation a debtor made to hinder, delay, or defraud creditors. It is the legal boundary on asset protection: lawful planning happens before a claim exists, while a transfer made once a claim is known or foreseeable can be voided.

# Operative text

Paraphrased from key sections, verified against the official source:

- §428.005 (short title): sections 428.005 to 428.059 may be cited as the Uniform Fraudulent Transfer Act.
- §428.024: a transfer is fraudulent as to present and future creditors if the debtor made it with actual intent to hinder, delay, or defraud, or without receiving reasonably equivalent value while insolvent or about to become so.

Read the full chapter at the official source linked above.

# Decision rule

Because a transfer made to evade a known or reasonably anticipated creditor can be undone under Chapter 428, do asset protection before any claim is on the horizon; once a lawsuit or claim is foreseeable, do not retitle or transfer assets to put them out of reach.

# Related

- [Fraudulent Transfer Caution](/okf/asset-protection/fraudulent-transfer-caution.md)
- [Asset Protection Overview](/okf/asset-protection/overview.md)
- Official source: https://revisor.mo.gov/main/OneChapter.aspx?chapter=428