---
type: Authority
title: RSMo §§513.430 and 513.475 (Missouri Property and Homestead Exemptions)
description: Missouri's statutory exemptions shielding certain personal property and homestead equity from attachment and execution by creditors.
resource: https://revisor.mo.gov/main/OneSection.aspx?section=513.430
tags: [exemptions, homestead, asset-protection, creditor, missouri]
timestamp: 2026-06-22
jurisdiction: Missouri
author: Patrick Nolan
authority_type: statute
citation: RSMo §§513.430, 513.475
---

# Summary

RSMo §§513.430 and 513.475 are Missouri's debtor-exemption statutes. They shield certain property from attachment and execution by creditors: §513.430 covers personal property such as household goods, wearing apparel, a vehicle, and a wildcard interest, each up to statutory caps; §513.475 is the homestead exemption protecting equity in a primary residence up to $15,000.

# Operative text

Paraphrased from the statutes, verified against the official source:

- §513.430 lists personal property exempt from attachment and execution to the extent of stated dollar caps.
- §513.475 defines the homestead and exempts it from execution up to a value of fifteen thousand dollars.

The dollar caps are modest and set by statute; read the full sections at the official source linked above.

# Decision rule

Because Missouri's exemption amounts are modest and statutory, treat exemptions as one layer of a plan, not the whole plan; combine them with protective ownership forms, irrevocable trusts, LLCs, and insurance.

# Related

- [Core Missouri Asset Protection Tools](/okf/asset-protection/core-tools.md)
- [Asset Protection Overview](/okf/asset-protection/overview.md)
- Official source: https://revisor.mo.gov/main/OneSection.aspx?section=513.475