Trust Planning for Missouri Seniors: Keep Your Assets, Qualify for Medicaid
Asset Risks and the Reality of Missouri Medicaid It doesn’t take long for nursing home bills to hollow out a lifetime’s work. Six thousand dollars a month is standard in…
Estate Planning: The Tough, Quiet Way We Take Care of Our Own
Estate Planning Is About People, Not Just Paper Most folks see estate planning as paperwork. A will, a trust, powers of attorney—documents to fill out, signatures to chase. That’s the…
If You’re Incapacitated Without a Plan: What Really Happens to Your Assets in Missouri
Quick Answer: If you become incapacitated in Missouri without a durable power of attorney or funded trust, your bank accounts freeze, your real estate can't be sold or refinanced, and…
Protecting Your Home from Missouri Medicaid Spend-Down
Quick Answer: In Missouri, Medicaid cannot force a sale of your home during your lifetime if you or a qualifying family member lives there—but Missouri's Medicaid Estate Recovery Program (RSMo…
Guardianship in Missouri: Building Legal Authority Before the Crisis Arrives
Quick Answer: Missouri guardianship for a disabled adult is a court process governed by RSMo Chapter 475 that grants a guardian legal authority to make personal and health care decisions…
Power of Attorney in Missouri: What Happens the Day Your Child Turns 18
Quick Answer: The day your child turns 18 in Missouri, you lose all legal authority to access their medical records, speak with their doctors, or manage their finances—even in an…
MO ABLE Accounts: A Practical Financial Tool for Families Planning for Disability
Quick Answer: A MO ABLE account is a tax-advantaged savings account for Missourians with disabilities that began before age 26, authorized under RSMo Chapter 166 and the federal ABLE Act…
Special Needs Trusts: Protecting Your Child’s Benefits Without Giving Up Support
Quick Answer: A Missouri Special Needs Trust (Supplemental Needs Trust) holds assets for a disabled beneficiary without those assets counting toward SSI's $2,000 resource limit or Medicaid eligibility thresholds. Because…
Leaving a Legacy: Passing More Than Wealth
Quick Answer: A Missouri estate plan that only divides assets misses half the job. Real legacy includes the values that built the wealth, the stories behind the land, the charitable…
The Hidden Costs of Online Estate Planning in Missouri
Quick Answer: Online estate planning forms look cheap and easy—until they don't work. In Missouri, a will signed without two disinterested witnesses is invalid under RSMo § 474.320. Generic powers…
