The Real Reason Every Missouri Adult Needs a HIPAA Authorization Before Trouble Strikes
Quick Answer: When a Missouri resident turns 18, parents lose all legal access to their medical information under HIPAA. A signed HIPAA Authorization form is…
Estate Planning in Missouri: Keep Decision-Making Close to Home
Quick Answer: Estate planning in Missouri lets families keep decision-making authority over assets, medical care, and guardianship—without court interference. The core tools are a living…
Sending Your Kid to College? Guard Rails Matter More Than Care Packages
Quick Answer: When your child turns 18 and heads to college, Missouri law cuts parents out of medical and financial decisions entirely. Before move-in day,…
Estate Planning for Blended Families: Closing the Gaps That Disinherit
Quick Answer: Blended families in Missouri face inheritance conflicts that default law cannot solve. Without explicit plans, stepchildren can be disinherited, surviving spouses can redirect…
Wills Alone Won’t Keep Nursing Homes From Taking Your Assets
Quick Answer: A will cannot protect your Missouri home from nursing home costs—it only takes effect after death. Medicaid spend-down happens while you are alive.…
If You Leave a Child’s Inheritance Without a Trust in Missouri
Quick Answer: Leaving a child inheritance without a trust in Missouri means a court controls the money until age 18—then hands it over in one…
When Digital Assets Get Forgotten in Missouri: The Cost of No Estate Plan
Quick Answer: Missouri families lose digital assets including photos, cryptocurrency, online accounts, and business platforms when estate plans omit them. Missouri’s RUFADAA law (enacted 2018)…
How to Shield Your Missouri Home From Nursing Home Spend-Down
Quick Answer: Missouri Medicaid spend-down rules can expose your home to state claims after a nursing home stay. The home is initially exempt while a…
The Medicaid Myths That Bleed Missouri Seniors Dry
Quick Answer: Missouri Medicaid has six persistent myths that cause seniors to give away assets illegally, miss legal protections, and pay for care out-of-pocket when…
Estate Planning and Probate Planning in Missouri: Two Jobs, One Legacy
Quick Answer: Estate planning and probate planning in Missouri are two distinct but connected jobs. Estate planning builds the documents that control your assets and…
The 5 Legal Documents Every Missouri High School Graduate Needs
Quick Answer: Every Missouri high school graduate needs five legal documents: a Durable Power of Attorney for Healthcare, HIPAA Authorization, Durable Power of Attorney for…
Regaining a Say: What Missouri Parents Can Do When a Child Turns 18
Quick Answer: When a child turns 18 in Missouri, parents lose all legal authority over medical decisions. To regain a say, your adult child must…
