MO ABLE Accounts: A Practical Financial Tool for Families Planning for Disability
Quick Answer: A MO ABLE account is a tax-advantaged savings account for Missourians with disabilities that began before age 26, authorized under RSMo Chapter 166…
Special Needs Trusts: Protecting Your Child’s Benefits Without Giving Up Support
Quick Answer: A Missouri Special Needs Trust (Supplemental Needs Trust) holds assets for a disabled beneficiary without those assets counting toward SSI’s $2,000 resource limit…
Leaving a Legacy: Passing More Than Wealth
Quick Answer: A Missouri estate plan that only divides assets misses half the job. Real legacy includes the values that built the wealth, the stories…
The Hidden Costs of Online Estate Planning in Missouri
Quick Answer: Online estate planning forms look cheap and easy—until they don’t work. In Missouri, a will signed without two disinterested witnesses is invalid under…
Estate Planning Isn’t Just About Money—And It’s Not Just for the Wealthy
Quick Answer: Estate planning in Missouri isn’t reserved for the wealthy or the elderly—it’s for anyone who wants to decide who acts for them when…
Keeping the Line: Separating Personal and Business Assets in Missouri Estate Planning
Quick Answer: Missouri law treats you and your business as separate legal entities—but only if you maintain that separation with discipline. Commingling personal and business…
Nursing Home Costs: How Estates Unravel Without Real Planning
Quick Answer: A Missouri nursing home costs more than $85,000 per year, and Medicare covers almost none of it long-term. Without planning, families spend down…
Protecting Your Children’s Assets in Missouri: Lawsuits, Divorce, and the Fight to Keep What’s Theirs
Quick Answer: Leaving an inheritance outright in Missouri exposes it to your child’s creditors, lawsuits, and divorcing spouses. A properly drafted spendthrift or lifetime trust…
Turning 18 in Missouri: The Real Consequences—And the Legal Papers You Need
Quick Answer: At 18, Missouri law severs parental access to medical records, school records, and financial accounts—completely and immediately. Parents cannot speak for an 18-year-old…
Estate Planning: Building Habits, Not Just Dividing Assets
Quick Answer: Missouri estate planning does more than divide assets—when families treat it as an ongoing conversation, it builds the financial habits, values, and decision-making…
Why You Plan Asset Protection Before Trouble Finds You
Quick Answer: Missouri asset protection planning works only when done before a lawsuit, creditor claim, or financial crisis arises. LLCs, irrevocable trusts, tenancy by the…
How Estate Planning Keeps Your Missouri Business on Steady Ground
Quick Answer: Missouri businesses are vulnerable without an estate plan. Wills, trusts, buy-sell agreements, and succession plans are the tools that prevent probate delays, family…
