If You’re Incapacitated Without a Plan: What Really Happens to Your Assets in Missouri
Quick Answer: If you become incapacitated in Missouri without a durable power of attorney or funded trust, your bank accounts freeze, your real estate can’t…
Protecting Your Home from Missouri Medicaid Spend-Down
Quick Answer: In Missouri, Medicaid cannot force a sale of your home during your lifetime if you or a qualifying family member lives there—but Missouri’s…
Guardianship in Missouri: Building Legal Authority Before the Crisis Arrives
Quick Answer: Missouri guardianship for a disabled adult is a court process governed by RSMo Chapter 475 that grants a guardian legal authority to make…
Power of Attorney in Missouri: What Happens the Day Your Child Turns 18
Quick Answer: The day your child turns 18 in Missouri, you lose all legal authority to access their medical records, speak with their doctors, or…
MO ABLE Accounts: A Practical Financial Tool for Families Planning for Disability
Quick Answer: A MO ABLE account is a tax-advantaged savings account for Missourians with disabilities that began before age 26, authorized under RSMo Chapter 166…
Special Needs Trusts: Protecting Your Child’s Benefits Without Giving Up Support
Quick Answer: A Missouri Special Needs Trust (Supplemental Needs Trust) holds assets for a disabled beneficiary without those assets counting toward SSI’s $2,000 resource limit…
Leaving a Legacy: Passing More Than Wealth
Quick Answer: A Missouri estate plan that only divides assets misses half the job. Real legacy includes the values that built the wealth, the stories…
The Hidden Costs of Online Estate Planning in Missouri
Quick Answer: Online estate planning forms look cheap and easy—until they don’t work. In Missouri, a will signed without two disinterested witnesses is invalid under…
Estate Planning Isn’t Just About Money—And It’s Not Just for the Wealthy
Quick Answer: Estate planning in Missouri isn’t reserved for the wealthy or the elderly—it’s for anyone who wants to decide who acts for them when…
Keeping the Line: Separating Personal and Business Assets in Missouri Estate Planning
Quick Answer: Missouri law treats you and your business as separate legal entities—but only if you maintain that separation with discipline. Commingling personal and business…
Nursing Home Costs: How Estates Unravel Without Real Planning
Quick Answer: A Missouri nursing home costs more than $85,000 per year, and Medicare covers almost none of it long-term. Without planning, families spend down…
Protecting Your Children’s Assets in Missouri: Lawsuits, Divorce, and the Fight to Keep What’s Theirs
Quick Answer: Leaving an inheritance outright in Missouri exposes it to your child’s creditors, lawsuits, and divorcing spouses. A properly drafted spendthrift or lifetime trust…
