Broke and young doesn't mean safe. Five estate planning myths leave young Missourians with courts controlling their money and medical calls.

At 18 in Missouri, banks, hospitals, and schools treat you as the adult in charge. Five documents let your family still step in during a crisis.

Estate planning is quiet care in writing. Without it, Missouri courts and intestacy rules decide who gets your assets and who raises your kids.

A will is a way of telling your family you thought of them first. Without one, Missouri courts fill the gaps for your assets and your children.

Estate planning is the plain work of deciding who gets your house, raises your kids, and pays the bills if you can't. Skip it and Missouri decides.

In Missouri, minors can't inherit directly; a judge controls the money until they turn 18. Name a guardian and set up a trust before that happens.

A will can clear Missouri's basics and still get thrown out in a fight. Proper witnesses, clear wording, and a self-proving affidavit keep it standing.

Missouri won't accept an unwitnessed handwritten will. Miss one statutory mark and the court treats you as having died with no will at all.

A valid Missouri will names your heirs, an executor, and a guardian for your kids. What it won't do is keep your estate out of probate.

Good intentions don't count in Missouri. Skip the signature, the two witnesses, or sound mind, and the state picks your heirs instead of you.